The most dangerous thing I do any given day is walk my dog. I don’t actually mean that as a joke, either. Dog walking means walking, and there are occasionally unsavory characters around.
I don’t worry about it too much, but I did want to try this dig out for a lot of walking, so I took what I thought was an M&P holster, tied it on, and did 5 solid miles with the dog. Comfort was great, concealment was fine, and if I was attacked by ninjas I’d have a lot of ammo on hand.
Still not carrying a reload, though.